"Let's be honest--none of us were given an owner's manual at birth. If you're having trouble solving a problem or making a dream happen, the problem isn't you. It's not that you're not hardworking, intelligent or deserving, but that you haven't yet installed the one key belief that will change everything. My mom, who has the tenacity of a bulldog and curses like a truck driver, explained it to me this way, "Nothing in life is that complicated. You...